<?xml version="1.0" encoding="UTF-8"?>
<urlset
  xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
  xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
  xmlns:image="http://www.google.com/schemas/sitemap-image/1.1"
  xmlns:xhtml="http://www.w3.org/1999/xhtml"
  xsi:schemaLocation="
    http://www.sitemaps.org/schemas/sitemap/0.9
    http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd">

  <!-- ═══════════════════════════════════════════════════════════
       SITEMAP — MAIN PAGES
       Online Financial Statements (Pty) Ltd
       16 Christina Crescent, Randburg, Johannesburg, 2162
       T: 064 964 0696 | info@onlinefinancialstatements.co.za
       Last updated: 2026-04-26
       ═══════════════════════════════════════════════════════════ -->

  <!-- HOME — Highest priority, changes weekly -->
  <url>
    <loc>https://www.onlinefinancialstatements.co.za/</loc>
    <lastmod>2026-04-26</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
    <image:image>
      <image:loc>https://images.unsplash.com/photo-1600880292203-757bb62b4baf?auto=format&amp;fit=crop&amp;w=1920</image:loc>
      <image:title>Online Financial Statements — CA(SA) Chartered Accountants South Africa</image:title>
      <image:caption>Professional AFS Compilation, IFRS and SA GRAP Services in South Africa</image:caption>
    </image:image>
  </url>

  <!-- SERVICES — High priority, core business pages -->
  <url>
    <loc>https://www.onlinefinancialstatements.co.za/#services</loc>
    <lastmod>2026-04-26</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.95</priority>
  </url>
  <url>
    <loc>https://www.onlinefinancialstatements.co.za/#why</loc>
    <lastmod>2026-04-26</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- TOOLS — High priority, drives repeat traffic and SEO -->
  <url>
    <loc>https://www.onlinefinancialstatements.co.za/#tools</loc>
    <lastmod>2026-04-26</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.92</priority>
  </url>

  <!-- NEWS — Updated frequently, good for Google freshness signals -->
  <url>
    <loc>https://www.onlinefinancialstatements.co.za/#news</loc>
    <lastmod>2026-04-26</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.85</priority>
  </url>

  <!-- BLOG — Major SEO asset -->
  <url>
    <loc>https://www.onlinefinancialstatements.co.za/#blog</loc>
    <lastmod>2026-04-26</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.88</priority>
  </url>

  <!-- QUOTE / CONTACT — Conversion pages -->
  <url>
    <loc>https://www.onlinefinancialstatements.co.za/#quote</loc>
    <lastmod>2026-04-26</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.93</priority>
  </url>
  <url>
    <loc>https://www.onlinefinancialstatements.co.za/#contact</loc>
    <lastmod>2026-04-26</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.80</priority>
  </url>

</urlset>